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On snowy days when the kids are in and out of the house sledding, there’s nothing they ask for faster than a warm mug of hot chocolate. This homemade version is what I reach for when we want something cozy and comforting without opening a packet. It’s rich, chocolate-forward, and comes together quickly on the stovetop — perfect for warming cold hands and slowing down winter evenings.
For an even smoother finish, try topping with our Homemade Whipped Cream!
This homemade hot chocolate pairs perfectly with cookies, cinnamon rolls, or any cozy winter breakfast or dessert.
Why You’ll Love This Recipe
- Made with simple pantry ingredients
- Rich, slightly dark-chocolate flavor from real cocoa and melted chocolate
- Quick stovetop method — no special equipment
- Easy to customize with your favorite toppings
Ingredients You’ll Need
- Whole milk
- Unsweetened cocoa powder
- Granulated sugar
- Semisweet chocolate chips
- Pure vanilla extract
- Optional: marshmallows, whipped cream,
caramel sauce, crushed peppermint

Equipment Needed
- Small saucepan — Ideal for gently heating milk without scorching
- Whisk — Helps fully dissolve the cocoa powder and melt the chocolate smoothly
- Adjustable measuring spoons — For consistent results
- Mug — A heat-safe mug for serving
How to Make Homemade Hot Chocolate
This hot chocolate starts by gently warming the milk with cocoa powder and sugar. Heating slowly is key here — you want the cocoa to fully bloom and dissolve without bringing the milk to a boil, which can dull the chocolate flavor.
Once the milk is warm, adding real chocolate chips takes the flavor from basic to truly homemade. Whisking continuously helps the chocolate melt evenly and gives the drink its smooth, velvety texture. A splash of vanilla and a pinch of salt at the end rounds everything out and enhances the chocolate without overpowering it.
The result is a richer, more chocolate-forward hot chocolate than store-bought mixes, with a cozy, comforting finish.
This post may contain affiliate links. As an Amazon Associate, I earn from qualifying purchases.
PrintHomemade Hot Chocolate
A rich, cozy homemade hot chocolate with a slightly deeper, dark-chocolate flavor thanks to real cocoa powder and melted chocolate. Perfect for warming up after snowy play or a quiet winter night in.
- Prep Time: 2 minutes
- Cook Time: 5 minutes
- Total Time: 7 minutes
- Yield: 1 serving
- Category: Beverage
- Cuisine: American
Ingredients
- 1 cup whole milk
- 1 TBSP unsweetened cocoa powder
- 1 TBSP granulated sugar
- 2 TBSP semisweet or dark chocolate chocolate chips (If using dark chocolate, add 1/2 tbsp extra sugar)
- 1/8 tsp pure vanilla extract
- Pinch of salt (optional)
Optional Toppings:
Mini marshmallows, whipped cream, caramel sauce, crushed peppermint or candy cane
Instructions
- Add the milk, cocoa powder, and sugar to a small saucepan.
- Heat over medium-low heat, whisking frequently, until warm but not boiling.
- Add the chocolate chips and whisk constantly until fully melted and smooth.
- Remove from heat and stir in the vanilla extract and a pinch of salt, if using.
- Pour into a mug, add toppings as desired, and serve immediately.
Notes
-
This hot chocolate has a richer, more chocolate-forward flavor than packaged mixes.
-
For a sweeter, milk-chocolate flavor, reduce the cocoa powder slightly or use milk chocolate chips instead.
-
Whole milk creates the creamiest texture, but 2% will also work.
Tips for Success
- Heat the milk slowly to prevent scorching
- Whisk constantly after adding chocolate chips for a smooth finish
- Adjust sweetness to taste if you prefer a milk-chocolate style drink
- This recipe multiplies easily — perfect for making a few mugs at once
- For snow days or gatherings, this hot chocolate can also be made as a larger batch and kept warm in a slow cooker
Storage & Reheating
Store: Hot chocolate is best enjoyed fresh, but leftovers can be refrigerated for up to 24 hours.
Reheat: Warm gently on the stovetop or in the microwave, stirring well before serving.
Frequently Asked Questions
Is this hot chocolate very dark or bitter?
It has a deeper chocolate flavor than packet mixes, but it’s balanced and smooth. You can use milk chocolate chips or a little extra sugar for a sweeter result.
Can I make this dairy-free?
Yes — substitute your favorite unsweetened dairy-free milk and dairy-free chocolate chips.
Can I make more than one serving?
Yes. This recipe doubles or triples easily on the stovetop. For long winter days, you can also make a larger batch and keep it warm in a crockpot so hot chocolate is ready whenever someone comes in from the cold.
Final Thoughts
Homemade hot chocolate is one of those simple comforts that turns cold days into something special. Whether it’s after sledding, during a snowstorm, or just a quiet winter night, this recipe delivers warmth and chocolatey comfort in every sip.
If you make it please consider leaving a review. We love to see your posts! Tag us on Facebook, Instagram, or TikTok! @ourgratefulkitchen



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